Fire protection in township areas was first recognized (in its present form) for rating insurance credit in 1938. Today, the Insurance Services Office recognizes that more than 90% of the townships in Ohio have a good standard of fire protection covering more than 96% of the population in the unincorporated areas of the state. Township fire departments are staffed with full-time and/or volunteer firefighters. Ohio law also permits townships to contract with municipalities and other jurisdictions in order to protect lives and property more effectively and reduce insurance rates. There are three fire stations located in the township: